Orange Park Town Council Candidate Sued for Foreclosure
Lindholm Responds that Bank Mishandled His Mortgage
Chuck Lindholm is running to unseat Doug Benefield from the Orange Park Town Council. According to court records, he is allegedly facing a foreclosure in Duval County.
Clay News & Views obtained a court filing and a transcript of a deposition pertaining to a rental property owned by Lindholm and his wife. Per the filing, the Lindholms owe over $140,000 on the property.
The lawsuit was filed by Capital Trust II by US Bank, and from its perspective, the story is pretty simple. The Lindholms were given a 2007 loan for the property, which is now serviced by Capital Trust II, and their payments have not consistently been made on time. In fact, the suit claims no payments have been made since 2013.
Chuck Lindholm was deposed in January of 2025, and the 500-plus-page transcript paints a more complicated picture from the Lindholms' perspective.
According to Lindholm's deposition, the loan was originated by Countrywide Home Loans in 2007 and later transferred to Green Tree Servicing LLC in 2011.
Per Lindholm, the issues with the loan originated at that time. He claims Green Tree did not properly apply payments toward the loan and charged late fees and other inappropriate charges.
The issues with the payments and fees ultimately led Lindholm to stop making payments altogether in 2013. Lindolm later discovered that Green Tree was the subject of a class-action lawsuit for the very same type of illegal loan handling that allegedly occurred on his loan.
In 2015, Green Tree was forced to pay $63 million dollars by the Federal Trade Commission “to resolve allegations of illegal, abusive debt collection, and mishandling mortgage modifications.”
Later, as the loan changed hands among financial institutions, the foreclosure process was halted and restarted several times over the last 12 years.
At an earlier point in the lawsuits' history, a mediated agreement was reached, and for a short period, the Lindholms resumed payments on the loan. After a short time, the payments stopped, as the Lindholms allege that once again, the payments they were making were not being properly applied to the loan balance.
Ultimately, Lindholm and the various lenders were unable to reach a settlement. The lawsuit is scheduled for a trial by jury on April 13.
Clay News & Views contacted Lindholm for comment, but did not receive a response by the time of publishing.